The first thing that your car insurance company will do is check your policy to confirm that also covers theft. Not all policies to do so. If you do not, you're out of luck. Many have plans to cover only claims not pay theft. But if your policy to cover these needs, the company will move to the next step.

If your policy does not cover theft, your insurance company or contact you or the police to obtain a copy of the police. Also theft reportto the police because they will not pay your application without it.

Subsequently, the insurance company will probably have their independent investigation procedure. It will make a statement of what you want and any witnesses or others will be tried on the theft of a conversation. They tried to information that is not a freedom to pay the claim under the policy, such as negligence on your part you need.

If they could not find any informationWhat you pay what you would pay immediately. After accepting the payment, you give all rights to the car if it is repaid. If the car is found, an insurance company to sell to recover their losses from the payment of your question.

What about radios and CD players? These elements are common targets for thieves, but if you have stolen the insurance company may not be able to help a number of reasons. First, most police do not send anofficer out to your car to a written report, unless you have a good sense of what I won. Secondly, the fine print in most insurance companies exclude questions of personal effects in a stolen car. Finally, if your policy cover the CD player is a good chance that the excess will be higher than they would have paid since the Insurers argue that the CD is depreciated significantly since it was purchased.

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